How to reduce or reduce deed tax: the latest policy and practical guide for 2024
Recently, the deed tax exemption policy has become a hot topic among home buyers. As local property market control policies are optimized, many places have introduced deed tax subsidies or reduction measures to stimulate housing consumption. This article will combine popular discussions across the Internet to systematically sort out the applicable conditions, application procedures and typical cases for deed tax exemptions to help you easily save the cost of purchasing a house.
1. Key points of deed tax reduction and exemption policy in 2024
| Type of deduction | Applicable conditions | Reduction range | Implementation region (example) |
|---|---|---|---|
| First suite offer | The only house in the family with an area of ≤90㎡ | 1% reduced tax rate | Nationwide |
| Subsidy for families with many children | House purchase for families with two or three children | Subsidy 50%-100% of deed tax | Hangzhou, Changsha, etc. |
| Talent house purchase discount | Comply with local talent identification standards | Full exemption | Shenzhen, Suzhou, etc. |
| Trade-in subsidy | Buy a house within 1 year after selling your old house | Subsidy 30%-50% | Zhengzhou, Qingdao, etc. |
2. Three core steps for processing exemptions and exemptions
1.Qualification confirmation: Check the number of family housing units through the "Personal Income Tax APP", or go to the real estate registration center to issue a housing certificate.
2.Material preparation: Basic materials such as house purchase contract, identity certificate, marriage certificate (if married), housing inquiry certificate and other basic materials are required. Talents or families with multiple children need to submit additional identification documents.
3.Declaration process: Applications can be submitted online through the "Government Service Network", and offline applications need to be processed at the tax window of the real estate transaction center. The review is usually completed within 3-5 working days.
3. Answers to hot questions
Q: Can second-hand houses enjoy deed tax exemption?
A: Yes. In 2024, many places have included second-hand houses in the scope of subsidies, but attention must be paid to the age limit (usually ≤20 years).
Q: How to calculate the discount when a couple purchases a house together?
A: Based on the family unit, if there is no house in the name of both parties, it will be regarded as the first house. If one party has a house, it will be regarded as the second house.
Q: How long is the policy valid for?
A: Most urban policies currently expire on December 31, 2024, and some cities such as Nanchang have announced an extension to June 2025.
4. Typical case analysis
| Case type | total house price | Original deed tax amount | Paid after reduction or exemption | Amount saved |
|---|---|---|---|---|
| Hangzhou family with three children buys first home | 3 million yuan | 90,000 yuan (3%) | 0 yuan | 90,000 yuan |
| High-level talents in Shenzhen buy second apartments | 5 million yuan | 150,000 yuan (3%) | 75,000 yuan (1.5%) | 75,000 yuan |
| Zhengzhou "replaces old with new" to improve housing | 2 million yuan | 40,000 yuan (2%) | 20,000 yuan | 20,000 yuan |
5. Things to note
1. Policies are regional. It is recommended to consult the local 12366 tax hotline or the housing and construction department before purchasing a house;
2. Be wary of false promises made by intermediaries. All reduction and exemption policies are based on government red-headed documents;
3. The tax refund application must be completed within 6 months after the real estate certificate is issued. Failure to do so will be deemed to be automatically abandoned.
Recent hot search data shows that the weekly search volume of the topic #Deed Tax Subsidy# on the Douyin platform exceeded 12 million times, reflecting the public’s high concern for the policy. It is recommended that home buyers seize the policy window period and reasonably plan their home purchase plans. If you need to obtain the latest policy documents, you can log in to the "Preferential Policies" column on the official website of the State Administration of Taxation.
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