How about commercial housing? ——Latest market analysis and hot spot interpretation in 2023
Recently, the commercial housing market has continued to become the focus of social attention. With policy adjustments and changes in consumer demand, home buyers are facing new choices. This article will combine the hot data of the entire network in the past 10 days to provide you with an in-depth analysis from three dimensions: price trends, policy trends, and regional performance.
1. The latest trend of commercial housing prices nationwide (data from September 2023)
| city type | Average price (yuan/㎡) | Month-on-month change | hot portal type |
|---|---|---|---|
| first tier cities | 58,200 | +0.3% | 90-120㎡Three bedrooms |
| New first-tier cities | 32,500 | -0.8% | 70-90㎡ two bedrooms |
| Second tier cities | 18,700 | -1.2% | 60-80㎡ two bedrooms |
| Third and fourth tier cities | 9,800 | -2.5% | 100-140㎡Three bedrooms |
2. Three major policies affecting the commercial housing market in the near future
1.Mortgage interest rates cut: Starting from September 25, many banks have lowered the interest rates for first-time buyers to 4.1% and for second-time buyers to 4.9%, which are the lowest levels in the past three years.
2.The trend of loosening purchase restrictions: Nanjing, Qingdao and other 12 cities have relaxed purchase restriction policies, and the social security requirements for non-household registration buyers have been reduced from 5 years to 2 years.
3.Provident Fund New Deal: Beijing, Shanghai and other cities have increased the provident fund loan limit, with a maximum loan amount of 1.2 million yuan.
3. The five major issues consumers are most concerned about
| Ranking | Focus on issues | Search volume (10,000 times) |
|---|---|---|
| 1 | Is now a good time to buy a house? | 285 |
| 2 | The price difference between second-hand houses and new ones | 176 |
| 3 | School district housing policy changes | 152 |
| 4 | Thunderstorm risk for real estate companies | 138 |
| 5 | Application for shared property housing | 97 |
4. 3 house buying suggestions given by experts
1.Groups in urgent need: You can seize the current policy window period, focus on development projects of central and state-owned enterprises, and give priority to existing houses or quasi-existing houses.
2.improve groups: It is recommended to pay attention to high-quality real estate in the main urban area, choose a community with a high level of property services, and pay attention to the floor area ratio not exceeding 2.5.
3.investment group: Rental return rates need to be carefully evaluated. Residential properties in core areas of first-tier cities still have the ability to maintain value, but the room for short-term appreciation is limited.
5. Regional market hotspot tracking
| area | typical city | Market characteristics | Representative real estate |
|---|---|---|---|
| Yangtze River Delta | suzhou | Talent house purchase subsidy | Vanke Langshi |
| Pearl River Delta | dongguan | Developer price reduction promotion | China Resources·Runfu |
| Beijing-Tianjin-Hebei | Tianjin | Existing home sales proportion increases | Zhonghai·Mirror of the Sky |
| Chengyu Circle | Chengdu | Second-hand house listings surge | Luhu Eco-City |
Conclusion:The current commercial housing market is characterized by "warm policies and cold market", and it is recommended that home buyers make rational decisions based on their own needs. In the next three months, we need to focus on: 1) "Golden Nine and Silver Ten" sales data, 2) further adjustments to LPR interest rates, and 3) the promotion of affordable housing. Only by keeping a constant eye on market dynamics can you make the best choice.
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